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Massachusetts Insurance Mandate Pays for Children’s Hearing Aids

Children with hearing loss need as many advantages as possible, since the time in classroom learning and relationship-building are key to success in life. Hearing-impaired children may not have access to hearing aids and those who do often wear the same hearing aids too long. 

The Children’s Hearing Aid Bill became law in Massachusetts in 2012. This law is an important step to help children under the age of 21 if they are hearing impaired, but many families are still unaware of the help that their insurance companies must provide for their children with hearing loss. 

All insurances in Massachusetts are required to pay up to $2000 every 36 months per ear for hearing aids. That means children will have a benefit of $4000 for two hearing aids every three years. If the family chooses to purchase more expensive hearing aids, the family must pay the difference.

Additional Ways to Save on the Costs of Your Child’s Hearing Aid

It is great news that children will be able to be fitted with new hearing aids every three years in Massachusetts, and the insurance companies now are required to cover at least part of the hearing aids until age 21. However, hearing aids have an average life of about 3-5 years. Their components wear out, microphones become clogged with dirt and debris, receivers or speakers become clogged, and technology changes quickly—making new hearing aid equally desirable and expensive. 

The Children’s Hearing Aid Bill is just one way to offset the cost of a new hearing device. Many families have flexible spending plans offered by their employers, giving them the option of withholding pre-tax money for medical necessities. Other options for paying the difference on more expensive hearing aids are no-interest credit cards and payment plans offered by distributors. 

Purchasing newer hearing aids when their older hearing aids are still functioning gives children the option to wear the older ones for sport activities or outdoor activities. It is good to have a spare set of hearing aids if the newer ones need to be sent in for repair. It is like keeping your old glasses, just in case. 

Our board-certified audiologists perform comprehensive hearing exams and fit patients of all ages with the hearing aids they need to live, work, and grow. Call the number on this page or fill out our online contact form to make an appointment.